Why CloviCFO

Your AI CFO + a full accounting platform — leave QuickBooks behind

We don't put QuickBooks inside CloviCFO. CloviCFO is its own complete accounting platform — like QuickBooks or Cheqbook, but AI-native — that also doubles as your AI CFO and IRS-cited tax engine.

It's its own software

A real accounting platform, not a QuickBooks wrapper

Own General Ledger (double-entry), Chart of Accounts, registers, Balance Sheet / P&L / Trial Balance, and multi-company consolidation. Everything QuickBooks and Cheqbook have — plus AI.

  • ✓199-account Chart of Accounts, fully typed
  • ✓Journal entries, reversing entries, period locks
  • ✓AR/AP, invoicing, bills, 1099 tracking, e-signature
  • ✓Multi-company consolidated P&L and Balance Sheet
Chart of Accounts · Acme LLC
AccountType
1010 · Chase Business CheckingBank
1200 · Accounts ReceivableA/R
2000 · Accounts PayableA/P
4060 · SalesIncome
6100 · ContractorsExpense · Sch C L11
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Every account is auto-tagged to its IRS Schedule line — QuickBooks doesn't do this.

The 10-minute switch

Switch from QuickBooks — and watch your books tie out

Connect QuickBooks (or upload a file). We pull your Trial Balance and chart of accounts, AI-map every account to our CoA and the right IRS line, carry opening balances, and show your Trial Balance tie out before cutover.

  • ✓OAuth connect or CSV / IIF / QBO file upload
  • ✓Auto-mapped account types with your overrides
  • ✓Reconciliation checkpoint — debits = credits before you commit
Migrate · Trial Balance tie-out
Trial BalanceQuickBooks → CloviCFO
Total debits$214,880.00
Total credits$214,880.00
Tie-out check✓ Balanced
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Your numbers carry over and tie out — instant recognition, instant trust.

The part they can't do

An AI CFO + tax brain on top of your books

Every transaction tagged to its real IRS Schedule line; an IRS-cited guru that answers from your numbers; live in-year tax progress; one-click amendment PDFs; cash-flow forecast and board reports.

  • ✓IRS-cited tax guru grounded in your real data
  • ✓Amendment PDFs (1040-X) prefilled with your numbers
  • ✓Year-aware Tax Prep with projected forms
  • ✓Entity / S-Corp optimizer and R&D credit guidance
CFO Chat · IRC-cited advisory
You: Can I deduct my home office, and how much?
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CloviCFO: Yes — under IRC §280A, your 240 sq ft office (12% of your home) qualifies. Based on your actual expenses, the deduction is ~$4,200. I can generate Form 8829.

§280A citedFrom your dataGenerate 8829 →
Side by side

CloviCFO vs. the field

Accounting parity with QuickBooks and Cheqbook — plus the AI/tax layer none of them have. Honest, real capabilities.

CapabilityCloviCFOQuickBooksXeroCheqbookSparkReceipt
Double-entry GL & GAAP reports✓✓✓✓—
Bank reconciliation w/ tie-out✓✓✓✓—
Receipt OCR + email auto-fetch✓PartialPartialPartial✓
Multi-entity consolidation✓—Add-on✓—
IRS-cited AI tax guru on your data✓————
Amendment PDFs & tax projection✓————
Cash-flow forecast & scenario modeling✓————
Who it's for

Your startup's AI CFO — at every stage

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Solo founders

Own your books, capture receipts, and get IRS-cited answers without a $300/hr CPA.

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Funded startups

Multi-entity consolidation, cash-flow forecasting, and board-reporting packages.

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Accounting firms

White-label the platform and manage many clients with the AI doing the busywork.

Make the switch

Bring your QuickBooks books over and see them tie out — in about ten minutes.

Start free →