CloviCFO is a complete AI-native accounting platform with a tax engine no competitor has. Everything is tagged honestly — Live, Build-ready, or In progress.
Same names a QuickBooks user expects, same muscle memory — plus AI.
Immutable, balanced entries, reversing entries, and a 199-account chart of accounts.
Auto-routes every transaction to the right CoA account and IRS Schedule line.
Auto-match against your books and block confirm until the statement balances.
Invoices, estimates, payments, credits, and AR aging with per-line tax.
Vendor bills, payees, bill payments, and 1099 tracking out of the box.
Public sign links with audit trail, and estimate → invoice conversion.
Lock closed periods so posted books can't be silently changed.
Read-only, limited, full, and admin roles with restore/undo and audit safety.
Consolidated P&L and Balance Sheet across entities — beyond QuickBooks Online.
Income, COGS, gross profit, operating & net income — cash or accrual.
Assets = Liabilities + Equity, with current-year income folded to equity.
Indirect method, with ending cash reconciled to your bank GL.
Integrity check plus per-account, date-ranged ledger detail.
AR/AP aging detail, customer/vendor balances, sales-by-*, 1099 summary.
Export every report, plus an Import/Export Center for interoperability.
Decision support cited to the Internal Revenue Code, grounded in your real numbers.
Ask about taxes, deductions and entities — answers cited to the IRC, from your data.
One-click 1040-X and supporting forms, prefilled with your numbers. Unique to CloviCFO.
Projected forms and live in-year tax progress, switchable by tax year.
Plain-language analysis on every financial report.
Predictive projection plus conversational scenario modeling.
Investor-ready financial packages generated from your books.
Match PO, receipt and invoice with Gemini Vision — a novel control.
Flag business-fit mismatches with a flag→confirm→learn loop (no false positives on personal/HOA).
Recognize unknown merchants and research any charge on demand.
Encrypted document room (formation/legal/tax) with a per-company RAG grounding the CFO & tax chat.
Escalating, automated payment reminders to get invoices paid faster.
Branded invoices/reports, branded pay links, and a public CloviCFO API.
Status legend: Live built & in product · Build-ready spec'd & verified · In progress actively building. We label honestly — no vaporware.
Import your data, connect QuickBooks, and explore every module.
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