Straight answers about what CloviCFO does — and doesn't — do.
Real accounting. There's a true double-entry general ledger and chart of accounts underneath, with P&L, Balance Sheet, Cash Flow, Trial Balance and AR/AP aging reports. The AI sits on top to do the bookkeeping and add CFO-level insight — it doesn't replace the ledger.
Yes. CloviCFO has a live QuickBooks Online OAuth sync that pulls your existing data in via the Query API, so you can start from your real history rather than re-entering everything.
Yes. Team and Enterprise plans support multiple entities — multiple LLCs, an S-Corp, and personal books — and consolidate them into a single financial view, which QuickBooks Online and Wave don't offer.
Upload a photo or forward a receipt by email. OCR and vision categorization read the vendor, amount, date and category, then suggest the matching ledger entry for you to approve.
Today CloviCFO imports via CSV and OFX files and reconciles them automatically. Always-on live bank feeds are in progress; we label this honestly rather than overstating it.
Every account is isolated per user with encrypted, private document storage and signed access. Bank connections are read-only. Uploaded documents are scanned before storage.
No. CloviCFO is a software tool that surfaces information and opportunities grounded in your data and IRS guidance. It is not a regulated tax, legal, or accounting service — always confirm decisions with a qualified professional.
Plans start at $49/mo (Solo), $129/mo (Team) and $399/mo (Enterprise), with ~28% off annual billing. See the pricing page.